Commercial Insurance San Antonio, Texas
With many decades of experience combined in San Antonio Commercial Insurance, we will make sure that your commercial properties are covered correctly from the first time itself.
Falcon has Your Business Covered. We Are Here to Support Your Business Insurance Needs.
Are you a small business owner in San Antonio, TX? Falcon Insurance understands that small business owners are always striving to be more successful and work hard every single day, taking care of customers and meeting their needs, all the while employing people to help reach your goals. We are an independent insurance agency that can help you to protect and build your business by offering customized insurance solutions designed to support you, your unique needs, and fit your budget. We will be there when you need us the most.
Why Do You Need Commercial Insurance?
Commercial Insurance is a legal requirement in many states. Apart from the legal aspect, having business insurance is a smart idea. Without business liability insurance, you would have to pay out-of-pocket for the expenses that come out of a lawsuit or claim, which may leave you without the financial means for your business to survive. Business liability insurance will also cover workers’ compensation, disability insurance, and unemployment insurance.
We can help you protect your business from the financial risks of property loss, covering the expenses needed to repair or replace a property after vandalism, theft, or a fire. Our services will save you from the costs resulting from standard business exposures such as work-related employee injuries, legal claims by third parties, or property damage.
Customized Commercial Auto Insurance In San Antonio, Texas
In order to protect your business and income, it’s vital that you select commercial vehicle insurance coverage that fits your needs. Falcon Insurance provides exclusive benefits, which include exceptional claims service, customized coverages, discounts and competitive rates. We have the following commercial auto insurance coverages:
Business Auto Insurance Coverage:
Commercial vehicle insurance covers you from loss or damage to your business vehicles under an array of unfavorable circumstances, which may result in an unwanted expense. It provides compensation for personal, medical, and fiscal damages that can arise from robbery, accidents, and natural disasters. Some of the vehicles covered under this insurance are:
- Light trucks
- Company cars
Business truck insurance: We collaborate with the most reputable insurance companies in Texas for your commercial truck and trailer needs. We customize your insurance policy to meet your commercial needs.
Get the Best Commercial Insurance Coverage for Your Small Business
From specialized protection to minimum coverage, we provide you with flexible options to make sure your business is accurately insured during each stage of its development. You are always exposed to lawsuits, accidents, or illnesses when you own a business. If you’re just starting out, you may like to consider our basic business insurance. It includes:
- General Liability Insurance: This type of insurance is needed for all businesses, old and new, big and small. This basic liability protects you and your business by guarding against property damage, injuries, lawsuits, and accidents.
- Commercial Auto Insurance: Any vehicle used for work need to be fully covered and protected by commercial auto insurance as work-related incidents are usually not covered by personal policies.
When your business grows, your needs will change, and this includes your insurance needs. We can extend your policy beyond basic liability and commercial auto insurance. Your employees need to be protected; certain jobs need to be covered in a specific manner and you are exposed to a growing number of risks that fall outside the protection offered by our basic liability coverage.
Falcon Insurance can package your insurance coverage, which is referred to as a BOP or Business Owners Policy. These additional coverages can include:
Property: Protect most of your personal property as well as your commercial buildings, neither of which are covered by liability insurance. Liability insurance commonly covers a third party’s assets and not your own.
Business income interruption: Get protection in the event of business interruption when you choose a policy that includes property coverage. For example, if you are in the middle of a claim and cannot operate your business, this type of coverage can help you pay for your employee’s salaries, lost income, and rent expenses.
We provide entire insurance solutions in San Antonio and South Texas by collaborating with leading insurance companies.
Types of Business Insurance
We insure most types of small businesses, from contractors to brick-and-mortar shops. Some of our clients include:
And lots more!
What is the Cost of Business Insurance?
The cost of your business insurance is influenced by multiple factors, which include:
- The type of business
- Where your business is located
- When your business was created
- The number of employees
- Age & Level of experience of employees
- Commercial vehicles used
- The amount and type of coverage you require
It may seem like a complicated process to determine your business’s risks, but getting an accurate quote is easy. We have expert agents who can assess your commercial requirements and give you the best quote.
You just need to contact us, and our highly-trained customer service team in San Antonio, TX, will give you appropriate information and help you decide which limits and coverage best suit your needs.
No matter if you’re shopping around for commercial insurance, you are ready to purchase a policy with us, or are looking to revise your current coverage, we’re here to help. Our goal is to give you all the information you need so that you can choose the best coverage for your business.