Get the Best Commercial Insurance Coverage for Your Small Business
From specialized protection to minimum coverage, we provide you with flexible options to make sure your business is accurately insured during each stage of its development. You are always exposed to lawsuits, accidents, or illnesses when you own a business. If you’re just starting out, you may like to consider our basic business insurance. It includes:
- General Liability Insurance: This type of insurance is needed for all businesses, old and new, big and small. This basic liability protects you and your business by guarding against property damage, injuries, lawsuits, and accidents.
- Commercial Auto Insurance: Any vehicle used for work need to be fully covered and protected by commercial auto insurance as work-related incidents are usually not covered by personal policies.
When your business grows, your needs will change, and this includes your insurance needs. We can extend your policy beyond basic liability and commercial auto insurance. Your employees need to be protected; certain jobs need to be covered in a specific manner and you are exposed to a growing number of risks that fall outside the protection offered by our basic liability coverage.
Falcon Insurance can package your insurance coverage, which is referred to as a BOP or Business Owners Policy. These additional coverages can include:
Property: Protect most of your personal property as well as your commercial buildings, neither of which are covered by liability insurance. Liability insurance commonly covers a third party’s assets and not your own.
Business income interruption: Get protection in the event of business interruption when you choose a policy that includes property coverage. For example, if you are in the middle of a claim and cannot operate your business, this type of coverage can help you pay for your employee’s salaries, lost income, and rent expenses.
We provide entire insurance solutions in San Antonio and South Texas by collaborating with leading insurance companies.