San Antonio Commercial Insurance
Falcon has Your Business Covered, We Are Here to Support Your Business Insurance Needs
Falcon Insurance understands that small business owners are always striving to be more successful and work hard every single day taking care of your customers and meeting their needs, all while employing people to help reach your goals. We can help you to protect and build your business by offering customized insurance solutions, designed to support you, your unique needs and fit your budget. We will be there when you need us most.
Why Do You Need Commercial Insurance?
Commercial Insurance is a legal requirement in many states. Apart from the legal aspect, having business insurance is a smart idea. Without business liability insurance, you would have to pay out-of-pocket for the expenses that come out of a lawsuit or claim, which may leave you without the financial means for your business to survive. Business liability insurance will also cover workers compensation, disability insurance, and unemployment insurance.
We can help you protect your business from the financial risks of property loss, covering the expenses needed to repair or replace a property after vandalism, theft, or a fire. Don’t incur costs resulting from standard business exposures such as work-related employee injuries, legal claims by third parties, or property damage.
Customized Commercial Auto Insurance
In order to protect your business and income, it’s vital that you select commercial vehicle insurance coverage that fits your needs. Falcon Insurance also provides exclusive benefits, which include exceptional claims service, customized coverages, discounts and competitive rates. We have the following commercial auto insurance coverages:
- Business auto insurance: This includes vehicles, SUVs, vans, light trucks and more.
- Business truck insurance: We have the experience that you’re looking for, no matter if it’s a dump truck or a tractor-trailer.
Get the Best Commercial Insurance Coverage for Your Small Business
From specialized protection to minimum coverage, we provide you with flexible options to make sure your business is accurately insured during each stage of its development. You are always exposed to lawsuits, accidents or illnesses when you own a business. If you’re just starting out, you may like to consider our basic business insurance, including:
- General Liability Insurance: This type of insurance is needed for all businesses, old and new, big or small. This basic liability protects you and your business by guarding against things like property damage, injuries, lawsuits, and accidents.
- Commercial Auto Insurance: Any vehicles used for work need to be fully covered and protected by commercial auto insurance, as work-related incidents are usually not covered by personal policies.
When your business grows, your needs will change, and this includes your insurance needs. We can extend your policy beyond basic liability and commercial auto insurance. Your employees need to be protected; certain jobs need to be covered in specific manners and you are exposed to a growing number of risks that fall outside of the protection offered by our basic liability coverage.
Falcon Insurance can package your insurance coverage, which is referred to as a BOP or Business Owners Policy. These additional coverages can include:
- Property: Protect most of your personal property as well as your commercial buildings, neither of which are covered by liability insurance. Liability insurance commonly covers the assets of a third party and not your own.
Business income interruption: Get protection in the event of business interruption when you choose a policy that includes property coverage. For example, if you are in the middle of a claim and are not able to operate your business, this type of coverage can help you pay for your employee’s salaries, lost income, and rent expenses.
Types of Business Insurance
We insure most types of small businesses, from contractors to brick-and-mortar shops. Some of our clients include:
- Service Industrie
- Local Stores
- Repair Shops
- Beauty Salons
- And lots more!
What is the Cost of Business Insurance?
The cost of your business insurance is influenced by multiple factors, which frequently include:
- The type of business
- Where your business is located
- When your business was created
- The number of employees
- The amount and type of coverage you require
It may seem like a complicated process to determine the risks of your business, but getting an accurate quote is easy. You just need to contact us and our highly trained customer service team will help you decide which limits and coverage best suit your needs.
No matter if you’re shopping around for commercial insurance, you are ready to purchase a policy with us or are looking to revise your current coverage, we’re here to help. Our goal is to give you all the information you need so that you can choose the best coverage for your business.