Home Insurance San Antonio & South Texas

Your confidence in your homeowners’ insurance begins with the basic knowledge that you’ll have coverage for both your home and your possessions if something unexpected happens. If you were searching for “Home Insurance San Antonio,” you are at the right place!

The San Antonio Property Insurance offered by Falcon Insurance company will cover not only common occurrences such as theft or fire but also less frequent events such as an accident by the pool or ice rink. To provide you with peace of mind, we also offer additional coverage for your high-value items, such as jewelry, electronics, and guns.

Be Confident in Your San Antonio Homeowners Policy

Protect your home and your belongings with a Home Insurance policy from Falcon Insurance Company, San Antonio, Texas. Our dedicated agents can help you understand what is covered under your plan and answer any questions you have. We realize that home is where the heart is,  and that’s why we care about it the best. Put your investment in our hands and be assured of its safety.

Falcon is an independent insurance agency. We can get you the lowest rates and the best deal from reputable companies. We offer homeowners’, renters, and condo coverages to residents in and around San Antonio & South Texas.

CALL US NOW: 210-647-7112

Types of Homeowners Coverages in San Antonio, TX

Every homeowner and home is unique and has individual needs, which is why we offer different homeowner coverage types, which include:

  • Dwelling Coverage: We replace or repair your home or any unattached structure or building on your property such as a tool shed, fence, or garage if they are deemed as a total covered loss,  or even if they are damaged.

  • Personal Property: The contents of your house, including appliances, furniture, are covered if they are destroyed, stolen or damaged.

  • Liability Coverage: You are protected against financial loss if you are the recipient of a lawsuit and are found legally responsible for a third party’s property damage or injury.

  • Medical Payments: The medical bills for someone who accidentally got hurt on your property will be covered.

  • Loss of Use: If your home is too damaged to live in during repairs, your additional living expenses are covered.

Your insurance premiums may vary based on your coverage limits and other factors. An insurance agent in San Antonio, TX, will always protect your dwelling. For more information on homeowners insurance, our dedicated insurance agent in San Antonio, TX, is here to help.

CALL US NOW: 210-647-7112

Cover What You Care About With Renters Insurance

You may be aware that having renters insurance is a good idea, but you may not know that a renters policy helps to protect guest medical coverage, family liability coverage, and property coverage.

Falcon’s renter’s insurance in San Antonio, Texas, helps you protect your possessions if something happened to them or your rental property. This coverage costs less than you may think, sometimes as less costly as your morning coffee.

If you are a renter or have a rental property, contact an agent and receive a renters insurance quote, to guard against the unexpected. Our dedicated team of agents can guide you through all policy details, so you can make the choice that best suits your unique needs.

Your local agent can help you:

  • Make the best choices by helping you understand what exactly you can cover with the renter’s policy.
  • Get the answers you need when you are processing a claim.
  • Teach you about new tools that keep you protected and prepared.
  • Get a personalized insurance proposal or start processing your renter’s insurance quote.

Falcon- An Independent Insurance Agency for all types of homeowner policies!

CALL US NOW: 210-647-7112

We Offer Contents Insurance

No matter if you rent or own your home, the value of your possessions adds up quickly. But have you thought about what would happen if your belongings inside your home, including your clothing, furniture, and electronics, were stolen or damaged?

The good news is that our homeowner’s insurance San Antonio and renters insurance policies include coverage for the contents inside your home as part of our contents insurance. This coverage will assist you in protecting your belongings from risks such as theft or fire. Therefore, if you are the victim of a home invasion and your TV or laptop are stolen, or your furniture and clothes are ruined in a house fire, our insurance can help you cover your losses.

home insurance san Antonio - homeowners coverage

Pay Less to Get Peace of Mind

Often, renters don’t even think about insurance coverage, as the cost is always a big concern. Falcon Insurance’s renter’s insurance is not only affordable, but also reliable. Knowing that your possessions and rental home are well protected by just a few dollars a month is itself a great relief. Ask for a renters policy insurance quote today and see the savings and protection you can get.

CALL US NOW: 210-647-7112

Dependable Protection With Falcon Home Insurance

When you choose our home insurance, you are guaranteed reliable protection along with the support of our knowledgeable agents. Our team is here to answer any questions you may have, and assist you in:

  • Knowing your choices, so that you can find the best home coverage that fits your budget and needs.
  • Protecting and maintaining your home with our helpful resources.
  • Getting answers regarding the process of how to file a claim if the time comes, and navigating your way through it with ease.
  • Saving on your premium with one of our homeowners’ insurance discounts.

Contact us today to get Insurance quotes designed to fit your needs, and learn more about the value of choosing Falcon Property Insurance.

The concept of home insurance was discovered in 1667 in London and currently, this industry is around $1.2 trillion dollars in the United States. Nearly 95% of homes are insured today and the cost of an average home in the USA is around $200,000. Many people when investing in home insurance policies are confused regarding how they can shop shop for an affordable home insurance. This chapter explains that while investing in home insurance, it is not essential that you pay the full specified amount. In fact, you can get cheaper homeowners’ insurance policies by understanding the various discounts you are eligible for and using them well. Most home insurance companies try their level best, to provide their customers with low monthly premiums. We have decoded a few simple things below. Just follow the tips and enjoy the cheap rates.

Discuss With Us About Your Home Insurance Needs

Most people make the mistake of getting home insurance San Antonio, Texas coverage without educating themselves. It is advisable that you ask close family friends and colleagues about their experience with homeowners’ coverage, and this would help you in getting the right home insurance policy for yourself. If you do not have anybody to help you, just call our office and speak with one of our attentive staff members. We will help you understand the basics of home insurance before we get to the finer points. Beyond the internet is full of details regarding how you get the Cheapest Homeowners available. You can sieve through the various facts and figures and then select a company from the many we work with, which offers you the best services along with a good monthly premium.

Deciding to increase your deductible

According to the basic rules of a policy, the deductible is the amount that you pay towards a loss. This amount is paid before the insurance company clears or pays your specified claim. The basic rule in increasing your deductible amount lies in the fact that the higher the amount, the lower the premium rates you need to pay for your coverage. The minimum amount for a deductible is around $500. But if you make it $1000, you can enjoy the benefits of monthly low homeowners insurance rates.

Keep rebuilding costs aside

Most first-timers getting homeowners’ insurance make the mistake of confusing rebuilding costs with the amount they had paid for their home. Remember that you can enjoy the Cheapest Home Insurance if you keep the replacement costs aside when signing up for a home insurance policy. If you do add the replacement costs, then you would need to pay a high premium.

Use the same company for your auto insurance and homeowners insurance policies

Some companies offer great discounts to their customers who are loyal to them. Bundling home insurance and auto insurance helps you save money. Thus, if you have auto insurance coverage from an insurance company, it would be best if you can also buy your  insurance policy from them. This tactical move would help you to lower your premium rates from 5% to 15%. Also, do keep in mind, whether this is beneficial to you in the long run.

How do you make your home safe from natural disasters?

When speaking to our representatives it is important that you understand how you can keep your home safe from natural disasters and get flood insurance.

Make your home secure

Home insurance experts are of the opinion that when you install a burglar alarm or smoke detector in your home, you should be getting a minimum 5% discount on your premiums. Many insurers offer extensive discounts of up to 20% if you install a modern security system in your home to monitor crime rates. Thus, it is essential that you grab this basic knowledge regarding how you can make your property more secure by installing these security systems and then enjoy the benefits offered.
Our customer service agents are quickly available to listen, determine, suggest, and execute an appropriate insurance plan to protect the interests of our customers.