Car Insurance San Antonio

The Best Deals On San Antonio Car Insurance On and Off the Road

Getting a San Antonio auto insurance policy with Falcon Insurance here in Texas means you’ll receive more than just Auto policy in San Antonio. You’ll get personalized assistance from expert agents, quality coverage, great savings and our innovative coverage solutions.

CALL US NOW: 210-647-7112

The Best Vehicle Insurance San Antonio from Falcon Insurance Services Means:

  • Control over your policy: You are in the driver’s seat when it comes to your Auto insurance and coverage. Manage and register, or update and change your policy easily and rapidly.

  • Personalized attention: Our local, dedicated and personal agent is there whenever you need them, and our knowledgeable customer service team is always just a phone call away.

  • Guidance and insight: We have spent our lifetime building a trustworthy, knowledgeable and active business. All of our Car Insurance agents, resources, experience, and products are at your disposal, whenever you need them.

  • Smart savings: Our full range of auto insurance discounts means you’ll be saving money while still receiving fantastic coverage.

  • Convenience: You can manage your policy your way, with online automatic bill payments, as well as paperless billing and policy documents.

CALL US NOW: 210-647-7112

SAN ANTONIO AUTO-CAR POLICIES

Thinking of making the switch? Let us help you find the best quote available
The Falcon Car Insurance Agency offers strong and flexible auto coverage options for San Antonio residents at great rates. We understand that there are various things to consider when purchasing your car insurance, so you want a plan that best suits your needs.
The purpose of Vehicle insurance is to provide liability coverage for property damage, bodily injury, collision, comprehensive, medical expenses, rental car reimbursement and towing. Essentially, it is designed to protect you against financial loss in the case of an automobile accident.

We continuously work to provide the individual coverage you require when it comes to protecting your vehicle. We offer a thorough plan that covers you and your passengers, your automobile, as well as any legal liability if you are the responsible party in the event of an accident.

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San Antonio Car Insurance For You and Your Family

State law in Texas requires all drivers to carry a form of car insurance that will provide liability coverage at a minimum. San Antonio drivers must pay for the damages and injuries from accidents they cause, so a good starting point when seeking car insurance San Antonio is to get in touch with Falcon Insurance Services and ask about Auto Liability.

This type of car insurance San Antonio will pay to repair or replace the vehicle of the other driver involved in the collision, as well as paying for their medical expenses. An important factor to take into account when purchasing coverage is the requirement to meet the following policy limits:

$25,000 for property damage
$30,000 for each injured person
$60,000 for injuries per incident

At Falcon Insurance Services Inc., we offer policies to ensure you are able to meet state law requirements surrounding San Antonio and South Texas car coverage. While these limits are the basic requirement, it may not cost you much more per month to increase those limits and give you added peace of mind in case you are sued by a lawyer for an accident for which you were at fault.

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Get The Car Coverage You Need

While Texas law only requires you to have liability, it is wise to invest in additional types of car insurance in order to help protect yourself financially. In San Antonio, you need to be able to pay for any injuries and damages from an accident you cause, but what about your own vehicle and medical bills?

Collision coverage: If your vehicle is damaged due to an accident in which you were at fault, in which you hit a fixed object, or overturn your ride, then this coverage will help cover the damages incurred.

Other than Collision: This type of coverage will help with damages caused to your car in incidents that did not involve another car. This can include damage caused by something out of your control, such as hail denting your car or vandalism.

Uninsured/underinsured drivers: According to the Texas Department of Motor Vehicles, roughly 20% of drivers in Texas are uninsured. If you were to be involved in an accident caused by these drivers, then this type of coverage can protect you from damages.

We offer a wide range of auto coverage that will help you meet your needs. Take a look at our brief guide for more information on the different coverage we provide.

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Auto Insurance That Gives You Plenty of Coverage Options

  • VEHICLE INSURANCE COVERAGE

    Driving is a privilege but it comes with a price tag in the name of auto insurance which can be complicated. Reading the auto policy package is something very few take the time to do. Hopefully this brief guide will help you understand your San Antonio car insurance policy better.
    We understand that when it comes to auto insurance, awareness and foresight are everything. To protect your most valuable possessions, you need more than just “one-size-fits-all” coverage. That is why at we give you a wide variety of coverage options that go beyond just basic insurance, helping you spot any coverage gaps, and help you cover any unexpected costs.

  • PRIMARY LIABILITY COVERAGE

    LIABILITY: Bodily injury(BI) and property damage(PD) covers your legal liability, up to stated limits, for damage resulting from an accident that is your fault. This includes attorney cost to defend you in court. While state limits are 30,000/60,000 for BI and 25,000 for PD we usually recommend higher limits so that you do not have to pay out of pocket costs if bodily injuries or property damage you caused exceed state limits. This coverage is mandatory in Texas and is the only coverage you are required to have by law.

  • UNINSURED/UNDERINSURED MOTORIST

    UNINSURED/UNDERINSURED MOTORIST: This coverage pay for bodily injury and/or property damage to you if an uninsured driver caused the accident. You will be paid up to the limit stated on your policy. It will also cover you if the at-fault driver did not have enough insurance to pay for you injuries and property damage.

  • COMPREHENSIVE

    COMPREHENSIVE: As known as Other Than Collision (OTC) covers your vehicle for such things as fire, hail, falling objects, vandalism, flood, hitting an animal and theft. This coverage is subject to a deductible you select at the time of purchase of the policy.

  • TOWING/ROADSIDE ASSISTANCE

    TOWING/ROADSIDE ASSISTANCE: This coverage pays labor costs incurred where the covered car became disabled. Whether it’s due to a flat, dead battery, out of gas, locked out of car or stuck in mud you will be covered, up to the selected limit, for the cost of labor. Roadside Assistance also covers the towing cost to the nearest qualified repair facility.

  • PERSONAL INJURY/MEDICAL INSURANCE COVERAGE:

    PERSONAL INJURY/MEDICAL INSURANCE COVERAGE: Both of these pay for the medical cost on a “no-fault basis” for reasonable medical care as a result of a car accident. Limits range from $2500. to $10,000. Personal injury also pay lost wages if you are unable to work as a result of an accident. If you are retired, do not buy personal injury as you have no wages to claim. Medical insurance is less expensive and in many cases a better option.

  • COLLISION

    COLLISION: This coverage pays for damage to your car as a result of a collision with another vehicle, fixed object or rollover. It does not matter whether or not you are at fault. Like OTC it is subject to a deductible of your choosing. When deciding on what deductible to get remember that the higher it is the lower your premium will be. However, with a higher deductible, you will be required to pay more when you file that claim. That is why it is important to choose a deductible you financially comfortable with.

  • RENTAL REIMBURSEMENT

    RENTAL REIMBURSEMENT: This coverage will reimburse you for daily rental car costs while your vehicle is being repaired for a covered accident. It can only be purchased for cars with Comprehensive and Collision coverage. If you use your car to get to work and back t is highly recommended you buy Rental Reimbursement. If you are retired and use the car for pleasure mostly consider not buying this coverage to save money.

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How to Get Cheap Car Insurance

We do our best to provide you with affordable car insurance designed for all types of budgets, but if you’re trying to save a bit more on your auto insurance, here are some helpful tips:

  • Not all cars are created equal, and some cars, like Firebirds and Mustangs, are more expensive to insure than others.

  • Increase your Comprehensive and Collison deductible to a reasonable amount to lower your premium.

  • Invest in a good security alarm system and/or window etching making it less likely your car will be stolen or broken into.

  • Eliminate the Add a named and experienced driver section. It is not applicable and confusing.

  • Establish and maintain a No Claims Discount as much as possible by not claiming every little door ding or minor dent. Get an estimate first and consider paying out of pocket.

  • We compare San Antonio car insurance rates by getting different insurance quotes. Since our Insurance Company has several top-rated carriers we can shop for you.

car insurance san antonio

Why Choose Falcon Insurance?

We understand that protecting the things you care about the most gives you peace of mind, which is why we aim to provide insurance with substance. Our dedicated team of agents is here to help you every step of the way, so contact us today to get your auto insurance quotes.

CALL US NOW: 210-647-7112